Understanding Income Protection Insurance

Insurance cover to replace the majority of your salary if you are sick or injured and unable to work.

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Do I have it?

We hope so. Every new FCTG employee is automatically signed up for IOOF super which includes Income Protection insurance (as well as Life and TPD insurance). If you have opted out, chosen your own fund or cancelled the insurance you will not have this cover with IOOF.

If your super balance is under $6,000 and you haven’t opted in for your cover, this cover will be automatically cancelled 1st April 2020 as part of the Putting Members Interest First Legislation.

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