What’s your life worth? If the unthinkable happened would the people who depend on you the most survive financially? Life insurance is designed to help lessen the financial impact on your family and dependants following your death.
Life insurance is normally payable on the death of the life insured or when they have been diagnosed with a terminal illness and their life expectancy is less than 12 months. The level of life insurance required is different for each person and professional advice should be sought to ensure an appropriate amount of cover for your personal situation.
Any changes in your personal circumstances like taking on additional debt, the birth of a child or selling an asset often necessitate an insurance review. Accordingly, it’s important to regularly update your professional adviser about any changes in your circumstances as this may affect the level of cover required.
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