First Home Buyer

At Moneywise Global Home Loans we understand that buying your first home is a big decision.

For some people it can even seem a little daunting. Everyone you speak to seems to have a different opinion about how you should go about it, and with an almost endless array of lenders and loan structures available it can be difficult to know where to even start!

Our Home Loan Specialists are experts at helping first homebuyers navigate their way through the entire process – making the entire exercise as straight forward and enjoyable as possible. Whether you’re looking to buy next week, next month or in the year to come we’re here to help you get everything organised, so you do it right the first time.

There are so many ways to achieve your dream of buying your first home and we can show you how you might even be able to achieve this goal far sooner than you thought possible. Firstly you’ll need to do some sums to see what you can afford. You’ll find our calculator will help you work out what your repayments will be on any given loan amount, plus what effect making extra repayments will have on the duration of your loan and how you can reduce the interest you’ll pay.

Each State has a First Owners Grant available for Australian residents seeking to buy their first home. The amounts available and the conditions of the grants differ from state to state; so speak with one of our Home Loan Specialists to get all the details. Taking advantage of one of these grants could see you in your own home sooner than you thought!

You might even want to consider talking to your family about a Limited Family Guarantee and how that can help you reach your deposit goal and avoid having to pay Lenders Mortgage Insurance.

Remember at Moneywise Global Home Loans we’re here to make the loan process as easy and simple as possible for you. Our Home Loan Specialists will take the time to guide you through everything; from helping you prepare your documentation, getting your loan approved and applying for a First Home Owners Grant. Plus we’ll explain any other fees associated with the loan and the property purchase process.

When you’re ready to make your move…we’ll be with you every step of the way.