Building the Foundation

So you’ve been working for a few years and life is going along nicely. Hopefully you’ll feel like you’ve established your career and are looking to move forward. At this stage you might be weighing up whether to do some more study, take an extended trip overseas or apply for a promotion?

Whatever you choose to do it’s also a good time to health check your finances. Are you confident that you’ve got good money habits? Do you pay your bills on time? Is your debt manageable? Now’s the time to make sure you’re using your income wisely and that the money strategies you have in place are working for you.

If you’re a little behind where you hoped you be at this stage, don’t panic. This is the time for you to get a debt payment plan in place and really start to build some savings. It’s never too late to put good habits in place and the sooner you do the easier things will become.

We think everyone would agree that we all need to set goals. Spend some time now working out what you need to do to get yourself ahead. Your goals can be as unique as you are. Work out what you want to achieve and put the plan in train now.

Achieving your goals, no matter how big or small, needs to happen one step at a time. This is where we can really help you guide you on your journey.

Have you considered?

  • How would you rate your money management skills?
  • Have a look at your ‘net worth’ using our calculator.
  • Have you given some thought to what you want to do over the next few years?

Action Plan

Remember just take it one step at a time and we’re always here to help if you need a hand.
As you move through the journey Action Plan you can track your progress on your personal dashboard and tick off your achievements along the way.

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