Making a Start

Have you heard the old saying ‘most people don’t plan to fail…they just fail to plan?’ When it comes to personal finance it couldn’t be truer. Investing a small amount of time now when you’re just starting out could pay big dividends down the track when it comes to the quality of life you’ll lead and your future personal financial security.

So here you are at the beginning of your lifelong financial journey. Maybe you’ve just scored your first job, or you’re looking to buy your first car or you’re considering getting a credit card? Perfect…this is the best possible time to get some great advice and set a positive tone for how you’ll handle your finances and avoid the typical traps most people fall into.

When you’re just starting out you’ve got far fewer financial commitments than at other times in your life so it’s a great time to set some savings goals and get them underway. You might want to set some shorter term goals like saving to travel or buying a car but you can also get the ball rolling towards longer term goals such as buying a home.

 

Sure, moving into the property market might be the last thing on your mind at the moment…but the time will come when it will be important, and now’s the time to put your strategy in place.

Everybody’s financial journey will be unique and what’s great advice for one person may not necessarily be on the money for somebody else. What’s most important is that you begin creating good habits today and that you start taking on board sound advice from professionals – that really could set you up for life!

Have you considered?

  • Using more than one bank account to manage your money?
  • Learning about private health insurance?
  • Working out how credit cards work and what they really cost you?

Action Plan

Remember just take it one step at a time and we’re always here to help if you need a hand.
As you move through the journey Action Plan you can track your progress on your personal dashboard and tick off your achievements along the way.

Set some savings goals

Set up different bank accounts for your savings goals


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