Risk Management

Risk management is all about looking after yourself, your family and your wealth. Having goals in place to build your wealth and plan for the future are all fantastic, but on the other side of the equation is the very real need to protect yourself in case life doesn’t go according to plan.

Did you know over 60% of people will be temporarily disabled at some point in their life?1 For most people, being unable to work because of illness means that they won’t be able to afford their living expenses. When you combine this unfortunate reality with unexpected medical costs you can see how all of our well thought out plans can well and truly unravel.

Having personal insurance in place – that’s income protection, trauma, life and total and permanent disability cover – provides protection and peace of mind in situations just as we’ve described.

So as uncomfortable as it might be – we’d encourage you to take some time to think about your own situation. You can find out more about personal insurances here, work out how much insurance you need here and learn more about risk management by browsing the information we’ve gathered for you below.

Just click on the read, watch or do icons below to filter the content for your preferred learning style. A great way to make sure you’re protecting yourself against life’s unforeseen events is to start your own journey today.


1 Cancer in Australia: an overview, 2008 Australian Institute of Health and Welfare, December 2008. Cost of Cancer in NSW April 2007 www.cancercouncil.com.au Access Economics and Cancer Council NSW. Australia’s Health 2010, Australian Institute of Health and Welfare, December 2010. Zurich Mortality and Morbidity Calculator 2004.
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