In regards to your investing team;
- Do you want someone to manage your money and make investment decisions for you?
- Or do you want to make the investment decisions yourself?
- Do you want somewhere in the middle where an adviser or two gives you a few choices to choose between?
- Do you want someone who will help you set financial goals, and meet with you regularly to see how you are progressing?
If so, do you want this person to “gently encourage” you to make the appropriate changes, and take appropriate action, or do you want someone who takes a more “authoritarian and enforceful approach”?