A team is where more than one person comes together with a common purpose.
In sport, the common purpose may be to play the game, to win the game, to win the competition, or all of the above.
When it comes to personal finance, you can also build a team which is designed to achieve goals with a particular purpose.
The purpose may be to manage an investment portfolio with a goal to retire from work at age 60. It may be to manage cashflow so further investing can be achieved. It may be to provide peace of mind knowing your financial affairs are being looked after.
Every team has its differences and similarities.