Diversification and portfolio construction

Timeframes for investment

In general, if you have a long term timeframe, you do not need immediate or significant income, you are comfortable with volatile investment values, and you want to grow your assets – you could consider investing in the main growth asset classes. The main growth asset classes are property and shares.

On the other hand if you have a short time horizon and preserving your capital is of high importance, it might be more suitable to invest in cash or fixed interest.