Debt Management and Leverage

Residential property mortgages

Things to consider

Deciding on a debt or mortgage solution for yourself will depend on your financial circumstances. There will be many factors to consider, including:

  • The amount to be borrowed
  • The timeframe of the loan
  • Your current and future income expectations
  • Your current and future expense expectations
  • The purpose of the property (personal or investment)
  • The flexibility you desire
  • The interest rates and fees
  • Other debts you have
  • How secure your job is
  • The outlook for the economy