Deciding on a debt or mortgage solution for yourself will depend on your financial circumstances. There will be many factors to consider, including:
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The amount to be borrowed
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The timeframe of the loan
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Your current and future income expectations
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Your current and future expense expectations
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The purpose of the property (personal or investment)
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The flexibility you desire
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The interest rates and fees
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Other debts you have
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How secure your job is
- The outlook for the economy