Self-Managed Super Funds


The Decision Making Process

Comparing SMSF and other super funds

 

SMSF

Other Super Funds

Investment options

Trustees have a greater range of investment options and full control over the investments purchased but extreme care is needed to make sure no rules are breached. There may be greater flexibility to purchase direct investments such as term deposits, property or shares.

Investment decisions may be limited to choosing which investment pool to invest in. Generally investment in a direct property is not allowed. Buy and sell decisions are generally controlled by the manager although wrap accounts and master trusts can give greater decision making control.

Pension options

An account-based pension or Transition to Retirement pension.

Potential to access a wider and more flexible range of pension options.